Brasil has gone through
significant changes in political, economic and demographic scenario in the past
40 years. But it has particular interest in the healthcare system. It has
private sector insurance as one of the oldest complete regulated activities,
where out of 9 per cent of GDP the healthcare system accounts for 4.9 per cent
and covers 23 percent (46 million) of the population.
Health insurance plays
an important part of a person’s health care bills. Depending upon the type of
treatment and age, health insurance companies benefit a lot in cutting the cost
of major treatments that might cost a lot as whole. Not many people can afford
to pay cash at first hand and get the service done. There are people who
struggle to even get a proper treatment.
Standing at this place,
Golden Cross Insurance Company in Brasil has helped a lot of people in getting
their health insured. They understood the importance and helpless of such
people and helped them in covering the health care costs. These costs include
doctor visits, surgery, stay in the hospital during major treatment, tests,
home care, procedures and other types of treatments and services. They offered
people who meet certain criteria and have made insurance
plans accordingly. The staff members seek to provide certain insurance policies
that would provide better health and welfare to the people of the country, and
ensures every individual’s dignity and privacy.
With over 600,000 lives
insured, Golden Crossis Brasil’s
third largest insurance company. A healing ministry has continued to be
provided to people in need of assistance with medical care by the Texas Annual
Conference Golden Cross program, since its beginning in the year 1921. Many
people have been able to restore their health and faith reinstated through the
kindness of Christians in the churches of local, the generous medical care of
doctors and hospitals throughout the conference.
It has been observed
that the cost of medical care has increased enormously over the years. The cost
of medical insurance has rose greatly, duo to which even the working families
have not been able to afford the medical and health insurance, leave alone the
poor and unemployed people.
Plano
de saude Golden Cross increased its assistance on request
when the number of uninsured and under insured families gradually increased. At
times, when this insurance company gets the medical professionals or the
medical labs to discount the bill, it eventually allows the donation to aid
more number of individuals.
Even though the first
Sunday in May is observed as Golden Cross Sunday by the Texas Annual
Conference, there are many opportunities to make contributions throughout the
year. Taking health insurance policy from Golden Cross will not only benefit
you in your health, but also save a lot of your money.
If going by the company
overview, the portfolio of individual and family health insurance plans of
Golden Cross was acquired by Unimed-Rio Cooperative de Trabalho Medico Ltda. as
of September 2013. The portfolio of individual and family health insurance
plans of Golden Cross consists of insurance plan portfolio of dental and medical
insurance plans.
On September 23,
Transax International Limited (Transax) announced that it had signed a latest
contract of two year with Golden Cross Insurance to be able to provide the real
time health claim eligibility, authorization and settlement transactions by
using its trademarked ‘Medlink Solution’.
Over 2500 real time
solutions have already been installed by the Transax wholly-owned subsidiary in
Brasil, TDS-Telecommunication Data Systems Ltda. It is for Golden Cross
Insurance into medical suppliers locations inclusive of over 500 Point of Sales
terminals and assimilation of some of the greatest laboratories of medical in
Brasil.
Approximately 200,000
real time solutions are presently being delivered to health claim eligibility,
authorization and adjudication transactions a month for Transax. President and
CEO of Transax, Stephen Walters, had showed his gratitude towards renewing
their relationship with Golden Cross, in one of his speech. He believes that
being a major health insurer in Brasil, it has majorly benefited by reducing
the cost of health care administration that includes claim analysis and the
cost of call center, from the time of using their solution.
Stephen also said that
Transax, when completely rolled out, expects to carry out approximately 480,000
transactions per month for Golden Cross that will value the contract at about
$5 million in transaction revenues. It will have in excess of 7000 real time
solutions in place in medical provider locations.
Brasil’s health care
delivery system has become more and more differentiated since 2000, between its
underfunded public subsystem, which serves a major part of Brasilians and a
larger private care subsystem, which serves a more privileged quarter of the
population. The private sector market place of Brasil is large and overlaps
with the health care system of the government in significant ways. In the year
2007, the public sector SUS of the country only accounted for 29.8 per cent of
all health care spending, while the private sector accounted for over 57 per
cent.
The recent expansion of
the middle classes in the country has been the root of the growth of private
sector health care plans. It is due to the growing number of unionized workers,
whose employers now give such plans, and as luck would have it, workers of
public sector , whose benefits now commonly consists of private sector health
insurance benefits.
Much of the policy
debate surrounds financing for the SUS, given the country’s increased budgetary
resources in the previous years, and the lowest level of federal government
budget resources allotted for the SUS.
Yet policy proposals in
addition includes tight regulation of the private sector health plans, which is
said to be influenced from the reforms of the US market, extensive scrutiny
over financial subsidies and favorable government financing of private segment
workers, improved efforts to educate and train nurses, physicians and other
health care professionals, measures to develop cost –efficient technologies in
medical that has the probability to expand the reach of the SUS, enhance result
all the way through the entire national health care service system and upsurge
the number of pockets of ‘excellence’.
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